www.alliancefinsol.com
888-788-2429
Alliance Financial Solutions is a dynamic middle-market financial company at the forefront of collaborative partnerships with Developers, Business Owners, Lenders, and Brokers seeking innovative financing and strategic solutions. We work with both private and publicly traded companies, and our services are industry-agnostic. Currently, our operations span the United States & Canada, all Commonwealth nations, and most NATO countries.
Specializing in the debt space, we boast an impressive average deal size of $50 million USD, with the ability to secure financing ranging from $500,000 to $40 billion or more. In 2024, we are on track to facilitate over $3.5 billion in funding for our clients. Let us kickstart your project today!
Commercial Capital for Businesses Everywhere!
We are a mid-market commercial brokerage that specializes in commercial lending across the globe (North America, South America, Europe and Asia) with over $3.5 Billion in funded loans:
• Loans sizes: $500,000 to $1,000,000,000+
• Loan Types: Debt, Equity or Blended financing options
• Specializing in: M&A Loans, Business Loans, Bridge Loans, Commercial Real Estate Loans, Recapitalization, Construction Loans, Capex Loans, SBA Loans, ABL, AR, PO Financing, and USDA Loans
• Industry Types: We are industry agnostic
• Business Types: Publicly Traded or Privately Held Companies
• Area: United States, Canada, South America, Europe and Asia
Let us kick start your project today!
On the following pages look through the programs and services we offer…
Our Business Loans and Services Include:
- M&A Loans
- Bridge Loans
- Business Term Loans
- Project Financing
- Commercial Real Estate Financing
- Lines of Credit
- SBA Loans
- Accounts Receivable Financing
- Purchase Order Financing
- Capex Loans
- USDA Business & Investment Loans
- Debt Restructuring
- Consulting, Accounting, and Financial Solutions
What we can offer clients
“We are here to tailor financial solutions for your business needs”
- Customized tailored lending programs for diverse borrower projects
- Secured & Unsecured Financing Options
- Debt, Equity, or blended financing solutions
- Lending Amounts from $500,000 to $40 billion+
- Flexible Terms from 1 year to 30 years
- Serving United States, Canada, South America, Europe and Asia
- Collaboration with public and private companies
- Extensive network of over 300+ banks, private capital, and hedge funds
- Tailored lending programs for diverse borrower projects
- Industry agnostic approach
- Expertise and Experience in multifaceted lending programs
- Proven track record in closing large and challenging deals
Our Lending Programs Include:
Enterprise / M&A Lending
“We specialize in creatively funding projects that others can’t”
Features
- Specializing in:
- Financing:
- Repayment terms:
- Lending Type:
- EBITA:
- Industry type:
- Business type:
- Area:
Mergers & Acquisitions, Real Estate Development, Recapitalization, Capex
From $5M to $40B+
Ranging from 1 to 20 years.
Debt, Equity, or Blended financing options.
Minimum $5M in EBITA for Capex projects.
Industry Agnostic
Serving publicly traded or privately held companies.
US, Canada, European NATO countries, and Commonwealth nations
- Specializing in: Mergers & Acquisitions, Real Estate Development, Recapitalization, Capex
- Financing: From $5M to $40B+
- Repayment terms: Ranging from 1 to 20 years.
- Lending Type: Debt, Equity, or Blended financing options.
- EBITA: Minimum $5M in EBITA for Capex projects.
- Industry type: Industry Agnostic
- Business type: Serving publicly traded or privately held companies.
- Area: US, Canada, European NATO countries, and Commonwealth nations
SBA 7 (a) Loans
“SBA 7 (a) programs with NO minimum FICO, and No Collateral”
Features
- Blended terms of 10-25 years
- Competitive interest rates based on WSJ Prime rate plus 1-3%
- Suitable for mixed-use projects ranging from $500K to $7.5M
- No Minimum FICO score requirement
- No collateral requirement
Minimum requirements for SBA 7(a) Loans Include
- No recent Bankruptcy filings
- No unresolved Tax liens (payment plans acceptable)
- Restrictions on speculative businesses
- 1 Year of Taxable Income (startups need collateral)
Required Documents for SBA 7(a) Loans
- 3 years of business and personal Tax returns
- SBA form 413
- Current Profit & Loss and Balance Sheet statements
- Detailed Debt schedule
- Description of capital usage
- Completed Application form
Commercial Real Estate Loans
“300+ lenders to customize a loan for your Real Estate project”
Features
- Terms of 3-15 years
- Amortization 10-30 years
- Competitive interest rates
- Stabilized commercial real estate properties.
- Multi-use commercial buildings.
- Loan amounts $5M to $1B+
Required Documents for Commercial Real Estate Loans
- Business Summary or Deck Pitch
- Site plan, renderings, and schematics
- Current AR and AP
- 2 years P&L and Balance Sheet
- 3 years of Tax returns – Business, Owners (above 20%)
- Loan Application
- Real Estate Schedule
- Detailed Debt schedule
- Description of capital uses of funds during construction and permanent phases
- Monthly operating cash flow projections
- Leasing/Sales contracts
- Information on owners/developers/construction company’s
- Appraisal (if you have one)
Real Estate Bridge Loans
“Bridge Loans to navigate your Real Estate transactions”
Features
- Available for commercial and non-commercial properties.
- Flexible terms of 1 to 5 years.
- Funding ranges from $500K to $50M.
- Up to 75% Loan-to-Value ratio.
- No industry-specific requirements.
Required Documents
- 3 years of Business tax returns.
- Interim Profit & Loss and Balance Sheet statements.
- Current Debt Schedule
- Personal Financial Statement
- 12 Months of Business Bank Statements.
- Real Estate Schedule
Accounts Receivable and Purchase Order Financing
“Mitigate cash flow issues with AR & PO Financing”
Preferred Industries include:
- Transportation and Logistics
- Medical
- Manufacturing
- Wholesale & Distribution
- Construction
Required Documents
- Application
- Last 3 Months of Bank Statements
- Accounts Receivable and Accounts Payable documents
- Contracts contributing to AR and AP
Debt Restructuring
“Increase your cash flow quickly by restructuring your business debt”
- SBA compliant solutions
- Savings of 20-70%
- Minimum 3 months in business
- Special considerations for active lawsuits with note holders
- Settlement and non-settlement options available
- Fast and efficient restructuring, to allow your cash flow to increase quickly
Small Business Working Cap Bridge Loans
“Need capital quickly? We’ve got you covered”
Features
- Financing ranges from $500K to $7.5M
- Minimum annual revenue of $3M
- Industry agnostic eligibility
- Can be utilized for debt refinancing or property investments.
- Average APR of 15%
- Minimum credit score of 640 is required
Required Documents
- 3 years of Business tax returns
- Interim Profit & Loss and Balance Sheet statements
- Current Debt Schedule
- Personal Financial Statement.
- Accounts Receivable and Accounts Payable details
- 12 Months of Business Bank Statements.
USDA Business & Investment Loans
“Rural enterprises need capital too.”
Features
- Funding ranges from $3M to $25M per project.
- Repayment terms span 10 to 30 years.
Qualifications
- Eligibility for profit and non-profit businesses.
- Cooperatives
- Federally recognized Tribes
- Public bodies and Individuals engaged or proposing to engage in business activities.
Borrowing Restrictions
- Lines of credit.
- Owner-occupied and rental housing.
- Golf courses or golf course infrastructure.
- Racetracks or gambling facilities.
- Churches or religious organizations.
Eligible Areas
- Rural areas not in a city or town with a population of more than 50,000 inhabitants.
- The borrower’s headquarters may be based within a larger city, if the project is located in an eligible rural area.
